Main Article Content
A Non-Performing Asset (NPA) refers to a classification for different types of loans and advances. A loan is in arrears when principles amount or interest payments are late or missed. A loan is in default when the lender considers the loan agreement to be broken and the debtor is unable to meet his obligations. The Non- Performing Assets do not generate interest but at the same time require banks to make provision for such Non- Performing Assets out of their current profit. This study was mainly focused influence of standard assets with non-performing assets.
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.