Comprehensive Research On Mutual Fund Investments In The Indian Market

Abstract

Mutual funds are financial instruments that pool the funds of many investors and make investments in various financial instruments, including stocks, bonds, and shares. They are subscribed in units, and the purchase or sale is based on NAV (Net Asset Value). This study looks at customer perceptions of mutual funds, their preferred schemes, plans, and the reasons for their choices. According to the findings of this project, most people are hesitant to make new-age investments and prefer to avoid risk by investing in less risky options such as recurring deposits. Furthermore, most working women do not favour medium-risk elements, and mutual fund growth has been phenomenal since 1964. Since their introduction in 1993, mutual funds have grown tremendously in India. Among the most popular investment types are bank saving plans, recurring deposits, bonds, and shares. The study aims to determine investors' perceptions of Mutual Funds. The study is based on literature, the geographic and demographic profiles of respondents, the history of mutual funds, the different types of funds, their advantages and disadvantages, and the study's findings. High returns, safety, tax exemption, flexibility, liquidity, risk diversification, market trend, choice of scheme, reliability, and affordability are the main factors influencing investment patterns. According to the respondents, the most popular investment vehicles are savings accounts, insurance, mutual funds, PPF and GPF and gold and silver. However, most respondents (97%) prefer to invest in SIP.